Get paid on UPI. No gateway, no paperwork.
Share a payment link or QR, or plug in one API — and accept UPI payments that land directly in your own merchant account. ShubhGateway confirms every payment server-side and never holds your money.
Customers pay with Google Pay, PhonePe, Paytm, BHIM & every UPI app
Links, QR, or one API.
One clean dashboard.
Today's collections, success rate, settlements and a breakdown by UPI app — with every transaction in plain language, on any device.
- Daily volume and success rate at a glance
- Breakdown by UPI app and settlement status
- Every payment — searchable and exportable
For your business, and your developers.
For businesses
Start taking payments in minutes — no gateway application, no paperwork.
- Payment links & amount-locked QR
- Money settles to your own account
- Plain-English dashboard on any phone
Live in three steps
Link your UPI account
Connect the Paytm for Business merchant account you already use. A quick server-to-server check confirms money will reach you — no paperwork to begin.
Sign upShare a link or go live with the API
Create a payment link or QR for any amount, or create payments from one API call and show the QR, UPI intent or a hosted payment page.
See the docsGet paid, confirmed server-side
Your customer pays with any UPI app. The money lands in your own account and a signed webhook confirms it to your server the moment it arrives.
View dashboardStart free. Pay a little as you grow.
- Everything in Free
- Team members & roles
- Advanced reports & higher limits
- Priority support
Get set up in minutes
Link your Paytm for Business account
With just your MID and UPI ID, or your merchant key — live payments land in your own account.
Create and share a payment link
Collect a payment without any code — share it on WhatsApp, SMS or email.
Webhooks and verifying signatures
Get notified the moment money arrives, and verify every delivery.
Getting paid just got even better.
Link your UPI, share your first payment link, and watch the money land — straight into your own account.
ShubhGateway is UPI payment infrastructure software, not a bank. Live payments are collected into the Paytm for Business merchant account you link; ShubhGateway does not hold customer or merchant funds.
Questions, answered
What do I need to start?
A Paytm for Business account you already use, and a few minutes. There is no gateway application and no business paperwork to begin — link your account, grab a test key and take your first payment today.
Does ShubhGateway hold my money?
No. ShubhGateway is UPI payment infrastructure software, not a bank. Live payments are collected into the Paytm for Business merchant account you link, and ShubhGateway tracks, confirms and reconciles them without holding your funds.
When is a payment marked successful?
Only after trusted server-side confirmation from the UPI network, with the amount and currency verified. Redirects, app callbacks, QR scans and customer screens are never treated as proof of payment.
Can I test before going live?
Yes. Test keys use a built-in sandbox where the amount picks the outcome — success, failure, pending, timeout, reversal and more. No real money moves.
What happens if my server misses a webhook?
Deliveries are retried for 24 hours with backoff, and you can inspect and re-send any delivery. You can also fetch the status at any time with the status API.